Smile.co.uk is that rarest of things – a bank with a conscience. It’s the internet banking arm of The Co-operative Bank, the only major UK bank with an ethical policy.
Smile won’t invest in dodgy businesses or governments, the sort of people who fail to uphold basic human rights. It won’t go near companies that are involved in selling arms or torture equipment to oppressive regimes, or tobacco manufacturers, or companies involved with GM (genetically modified) technology.
Smiling on the good guys
Those who don’t respect the environment are out too, as are businesses involved with animal testing or blood sports. Maybe that’s what the name is all about – you have to smile when you see the long list of things they frown upon.
So what kind of folk are smile happy to associate with? Those who support fair trade and labour rights, co-ops, credit unions and community finance. Those involved with recycling and renewable energy. And Christian Aid, of course – we get a £50 donation if you open an account through this website. Your money’s definitely on the side of the good guys when you have a smile account.
Service with a smile
Smile also offers a range of more conventional benefits. You can access your account online any time, pay your bills and transfer money to any UK account.
On top of this, you get award-winning customer service and 3.04% gross AER.
So how about it – a bank with principles and a great service? Not something you happen across every day.
Visit the Smile website.